Health Insurance - How to Get Covered

Having health insurance is very important in today's society. Without it, you are like living with a ticking time bomb where it can explode anytime and anywhere. However, the fact still remains that there are over 46 million Americans who doesn't have any health care plan. If you take a look at the figures, it's definitely something that you should be worried about. If you are not covered with a health care plan, then it may be time to get one now.

You may want to keep in mind that it is much more expensive to live without health insurance than living with one.

You also need to keep in mind that health insurance is important because you don't know when something bad will happen to you. It can be an accident while you are working on your roof, it can be a sudden affliction of a very serious disease, or it can be something like getting involved in a head on collision with a drunk driver.

If you have health insurance, you will be comforted by the fact that someone will shoulder or at least share the medical expenses you incur when you are in the hospital.

To get covered, the first thing that you need to do is find out what's available. This is the easiest part as you will be presented with different health care plans with different coverage. Try calling your state insurance office and ask them what your options are. They will be able to give you a run down of the different types of health care plans available for you as well as give you a comparison sheet and even health care plan quotes.

The next thing that you need to do is decide on what you want. List down the things you want in your health care plan, such as being able to stay with your current physician, preventive care programs, dental care programs, or a prescription drug plan.

After this, you need to start shopping for quotes.

You have to remember that different health care plan providers have different rates. Try to find the most affordable with the best possible coverage. Also, try to know if the insurance company is reliable and has a good reputation.

After you compare the different quotes you make and after comparing the companies, the last step is to choose. This is the time where you will decide what health insurance plan you should purchase and which company you plan on going with. These are the steps on how you can get covered.

Please visit my website to discover more about health insurance.

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How to Get More Party Bookings - Top Ten Tips to Success

How to get more party bookings is the heart-cry of most people in the party plan business. These ideas work. I really hope they help.

1. Always offer! (Notice I say 'offer' rather than ask - it suggests there is more in it for the other person than for you) Offer buyers the opportunity of hosting a party, offer hostesses a date for her next party, or the opportunity to build their own business. Whenever you have the opportunity, offer an opportunity.

2. Expect a positive response! You will get more party bookings if you expect to get more party bookings. Your body language and tone of voice say more than you realise. People often respond by subconsciously following the clues you give and acted as you expect. Expect what you want. You may get it!

3. Get some good quality flyers and post them everywhere! Waiting rooms, staff rooms, shops, schools, offices... Get your local school to send them out with the latest bulletin. And please, make sure your contact details are correct and clear.

4. See your party plan business for what it is: your business! Don't just look at it as a 'sideline' -
get some business cards made and dress the part. People do respond to a professional approach - it builds trust.

5. Set yourself some clear goals and know what steps you need to take to get there. If your goal is to get more party bookings, how many more do you want? And what are you going to do next to accomplish that? (Start here!) Write them down. If something is committed to paper you are more likely to accomplish it.

6. Do something every day for your business. Even if it is just one phone call, keep the momentum going and know the next step you need to take in order to reach those goals you set. (Even a baby step will get you closer)

7. Have a system. Some people are naturally organised, and some of us aren't (!) But it will help your business if you have a accounting system (however basic) and a system for following up leads and keeping your hostesses up to date with the latest offers etc.

8. Smile when you speak on the phone! It sounds daft but it really works. You will both feel and sound more positive and people like doing business with positive people. Try it next time the phone rings!

9. Use your own products. You are your own best advertisement and when people see you using your products enthusiastically and to good effect (depending on what type of party plan business you are in), you could well find that you get more party bookings without even trying.

10. Be enthusiastic! even on the days when you feel like packing it in. Smile! Bounce! Promote! Let the world see that you are having a great time with your party plan business, and they might well want a part of that too.

For more ideas on building your party plan business, or for tips, tools and resources for any other home based business, come to http://www.IdeasForWAHMs.com All the best with your business!

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